Structured programmes designed for real people making real financial decisions
We started these courses after noticing how many folks felt overwhelmed by budgeting advice that didn't match their actual lives. Our approach focuses on building habits that stick rather than following rigid systems that fall apart after two weeks.
Start with the basics that actually work. This course walks through setting up a budget that fits your life, tracking expenses without becoming obsessive, and making adjustments when things change.
Dealing with debt requires both strategy and patience. We cover practical approaches to paying down what you owe while still maintaining a liveable budget.
Saving works better when you know what you're saving for. This course helps you set realistic targets and create systems that make regular saving feel less painful.
Our lead instructor spent fifteen years working with families who were trying to get their finances sorted. What stood out was how often the standard advice just didn't fit people's actual circumstances.
After developing methods that worked for clients dealing with irregular income, unexpected bills, and tight margins, they started running workshops. The feedback was consistent – people wanted practical steps they could actually follow through on.
These programmes grew from those workshops. Everything taught here comes from real situations where these approaches made a difference. The goal is helping you develop skills that fit your life, not asking you to completely reshape how you live.
Kelton Draycott, Programme Lead
We begin by mapping out your current financial picture. This means tracking what's coming in and going out without judgement. Most people discover surprises here – subscriptions they forgot about or categories that cost more than expected.
With data in hand, you'll create a budget framework that accounts for fixed costs, variable expenses, and savings goals. The emphasis is on flexibility – budgets that allow for real life tend to last longer than restrictive ones.
This is where theory meets reality. You'll live with your budget while tracking what works and what doesn't. Weekly sessions focus on problem-solving specific challenges that come up in your situation.
The final weeks focus on creating systems that reduce effort over time. You'll set up automation where helpful, establish regular check-in routines, and plan for how to handle common disruptions without abandoning your approach.
Programmes beginning in autumn 2025 are now open for registration. Classes are kept small so everyone gets attention when they need it. If you're tired of financial advice that doesn't fit your actual life, this might be worth exploring.
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