We started with a kitchen table conversation

Back in 2019, a few of us sat down after watching too many friends struggle with money stress. Not because they weren't trying, but because nobody ever really taught them the basics. That's when feronylavexa began.

Budget planning workshop session with participants learning foundational financial concepts
Our Journey

Built from real conversations, not textbooks

We noticed something odd. People would confess money worries to us over coffee, but never in public. There's this weird shame around not knowing how budgets work or why credit cards can spiral.

So we started small — just weekend sessions in Cardiff, teaching what we wish someone had explained to us years ago. How to actually track spending without the guilt trip. Why emergency funds matter more than fancy investment portfolios when you're just getting started.

What surprised us most? How hungry people were for honest talk about money. Not get-rich schemes or complicated investment strategies. Just the foundations that somehow get skipped in school.

What guides us every day

These aren't poster board values. They're what we actually talk about in our team meetings when we're deciding how to help someone who's stuck.

1

Plain language only

Financial education loves jargon. We don't. If a twelve-year-old can't understand it, we rewrite it. Because clarity shouldn't be a luxury.

2

Start where you are

Some people come to us with debt. Others just want to stop living paycheque to paycheque. We meet you there, not where some finance guru thinks you should be.

3

Real examples

We share actual budgets from real people (with permission, obviously). Not theoretical scenarios. Because seeing how someone else figured it out is weirdly reassuring.

Interactive budget planning materials and practical learning resources
Hands-on financial education session demonstrating budget tracking methods
How We Teach

No lectures. Just practical stuff that sticks.

Most financial courses feel like sitting through a PowerPoint presentation about compound interest. Ours don't, because we learned the hard way that people retain about 5% of what they hear in a lecture.

Instead, you'll work with your actual numbers. Your real income, your actual expenses, your specific situation. We provide frameworks, then walk alongside while you figure out what fits your life.

  • Small groups (never more than twelve people) so questions don't feel awkward
  • Six-month programmes starting September 2025 and March 2026
  • Check-ins between sessions because budgets break and that's normal
  • Materials you can actually use, not academic papers

Who you'll work with

We're not financial advisors with fancy certifications (though we work with people who are when needed). We're educators who got tired of watching smart people stress over money basics.

Portrait of Brynn Kelshaw, lead educator and programme coordinator

Brynn Kelshaw

Lead Educator

Brynn spent eight years teaching secondary school before realizing that financial literacy was the subject nobody was covering. She started feronylavexa's first workshop series in 2020 and has since helped shape our entire approach. She's got strong opinions about why budgeting apps often make things worse, and she's probably right. When she's not teaching, she's usually cycling somewhere around South Wales or trying new recipes that rarely go to plan.